DownHome Solutions began with a frustrated community lender. Our founder Erik, unable to find affordable loan-management software that addressed the challenges he faced as a lender at a CDFI, began building his own software in the early 90s. It soon became clear that other community lenders faced the same frustrations, so in 1998, Erik founded DownHome Solutions to focus full-time on meeting the unique needs of CDFIs.

Over the years, the small-but-mighty team at DownHome has developed a reputation for robust, personalized customer support and continual innovation. In 2014, DownHome Loan Manager became the first cloud-based lending software designed expressly for CDFIs. In 2025, DownHome added loan origination to its offerings, making it an all-in-one home for community lending programs.

A deep understanding of community lending has always been at the heart of everything we do. From what we build to who we hire and how we price our products, our passion remains helping lenders plant the seeds of positive change in their communities. All of us at DownHome Solutions admire the work you do and stand ready to support you in improving your corner of the world.