Add-On Modules
» Office of Refugee Resettlement Reporting Module - $1,000
Documents client enrollments, progress tracking, and the technical assistance (TA)
- enroll clients in multiple training programs
- log technical assistance activities and hours by program, staff, client and business
- record business development and surveys
- enter clients’ progress in meeting program goals
- report on program outcomes to ORR, MicroTest and others
- instantly produce comprehensive demographic reports, assistance reports, and outcomes
- track ongoing loan performance
- seamlessly integrates with all other DLM modules
» CDFI Reporting Module - $575
Report electronically to the CDFI Fund through their CIIS system
- store information on all transaction-level data required by the new CDFI reporting requirements
- conform to specialized demographic categories outlined by CDFI manual
- comply with the CDFI's preferred reporting format (XML) for electronic reporting
- upload data directly to the CDFI website
- print reports summarizing data transmitted to the CDFI
» Credit Bureau Reporting Module - $675
Report electronically to major credit bureaus
- report credit history of all your borrowers on a timely and regular basis
- comply with Metro II file format (required by all national bureaus: Equifax, Experian, Innovis, TransUnion)
- review the credit file in detail prior to submitting it to the bureaus
- guide your clients into the economic mainstream by reporting on their performance in your lending program
- organizations may report through Credit Builders Alliance (CBA) which was set up to assist community lenders
unless they are large enough to report independently to the credit bureaus.
Contact CBA for membership and service charges
» Assistive Technology Module - $750
Store specialized data for assistive technology clients
- store all the information you must report on your AFP clients in an integrated loan tracking system
- eliminate the need to re-enter data in more than one database system
- upload client records to RESNA's website at the push of a button
- produce summary reports displaying AT demographics
- automatically retrieve AFPID numbers assigned by RESNA's data center at UIC
- search client records by AFPID numbers, eliminating the need for redundant ID lists
» Social Outcomes Module - $450
Track outcomes for three key categories: jobs, revenue, housing units
- monitor the impact of your loan program over time by tracking job creation, revenue generation, and housing units developed
- input baseline data for each loan project
- update whenever you gather new results data (from annual surveys, etc.)
- extract the above information by date range and loan fund to analyze program outcomes over time
» VistaShare Data Exchange Module - $500
Easily transfer data between the two database systems
- integrate loan account data from DLM and client information from VistaShare's Outcome Tracker
- use VistaShare to correlate DLM loan data with a wide range of non-loan data
- eliminate the need to re-enter data in more than one system
- access summary loan data from anywhere using VistaShare's web browser interface
- monitor complex organizational relationships, including loan performance
» Pipeline Module - $450
Keeps track of all loan inquiries and loan applications
- integrates fully with existing borrower tracking in DLM
- allows you to define milestones along the application process
- lets you tag stages of development for each applicant and record contact dates
- lets you see who has inquired and how many applicants are in each stage of development
- allows you to inquire by date range or application stage
» Capital Manager Module - $1,800
Tracks sources of capital
- allows you to keep track of the organization's funding sources
- tracks matching requirements for capital commitments from primary sources
- analyzes the organization's repayment requirements back to source
- monitors the performance of the master loan account and participating loan funds
- tracks flow of funds within the Revolving Loan Fund (RLF) accounts and Loan Loss Reserve (LLR) accounts
- monitors cash flow for each Revolving Loan Fund (RLF) and Loan Loss Reserve (LLR) account
- analyzes fund available to lend
- monitors funds committed but not yet lent
- helps analyze the spread between the organization's cost of funds and the earnings performance of the loan portfolio
- tracks the generation of excess earnings that may be captured as program income
» Projected Earnings Module - $125
Calculates current interest accruals
- shows accruals for each loan account
- displays accruals by fund or for the portfolio as a whole
- projects interest earnings, principal repayments and ending balance for any range of months
- prints summary report or detailed amortization schedule
- provides subtotals by loan fund and entire portfolio
» Trend Analysis Module - $275
Performs trend analysis for selected range of months
- shows portfolio at-risk trends month by month over selected range of months
- shows amount and percent of portfolio risk, month by month
- shows average monthly fund balance
- shows loan loss rate for this period of time
- tabulates total loans issued, funds approved, funds disbursed
- lists number of loans paid in full
- lists number of loans charged off, dollar amounts charged off, and percent of portfolio lost
- calculates total dollar amount of repayments received (by fees, interest, and principal)
- calculates average loan size, term, interest rate over the life of the fund(s)
» Client Manager Module - $575
Documents the technical assistance (TA) you provide your clients
- keeps track of the TA hours you provide
- lets you enter full narrative descriptions of the TA task you perform for each client
- helps you create TA work plans for each client
- produces summary reports by client, by staff, or by type of technical assistance
- analyzes how much time you spend on each type of TA
- monitors your technical assistance plans
» Adjustable Rate (AR) Module - $250
Allows you to adjust interest rates according to a periodic schedule
- allows you to tag individual loans as AR loans (others will not be adjusted)
- adjusts the interest rate for designated loans on a periodic basis (quarterly, annually, etc.)
- rate adjustments for all AR loans are performed in a single batch operation
- provides two adjustment factors:
— common Base Rate factor (e.g., pegged to a published index such as the Prime Rate)
— individual Plus Rate factor -- may be set differently for each AR loan
» Flexible Schedule Module - $500
Accommodates a variety of repayment schedules
- handles monthly, semi-monthly, quarterly, semi-annual or annual repayment schedules
- automatically calculates correct billing dates
- allows you to choose between a simple (daily) interest formula or a fixed interest schedule
- produces amortization schedules that follow the specified repayment terms
» Loan Loss Reserve Module - $225
Allows you to set different loan loss reserve requirements for each loan
- lets you assign the percentage required for loan loss reserve according to the risk factors you establish for your portfolio
- monitors the reserve requirements for each loan fund and the portfolio as a whole
- analyzes whether current loan loss reserves are sufficient to cover the risk factors
» Escrow Module - $1,200
Integrates escrow requirements into loan repayment terms
- lets you define escrow categories (such as taxes, insurance, management fees)
- posts payments automatically to escrow reserve
- monitors the escrow account balances for individual borrower accounts
- analyzes escrow reserves by loan fund or entire portfolio
» Participation Module - $1,200
Creates participation loans from multiple loan sources
- allows you to disburse funds from multiple loan programs
- lets you define separate terms for each participation loan
- issues a single bill to the borrower that reflects the master participation loan
- apportions repayments to each participating loan fund
- monitors the performance of the master loan account and participating loan funds
» Custom Program Design and Data Conversion (call for quote)
Custom design
- we offer custom design services to meet specialized needs not covered by our standard modules
- we can create customized fields, data entry forms, reports, etc.
- Moving from another database or in-house information system? Let us convert your existing data and import it into our DownHome Loan Manager system to make your transition flow smoothly